Park Ridge sits in a hail corridor — summer cells track northeast across DuPage County and routinely drop quarter-to-golf-ball sized hail across the 60068. After a major event, every other yard sprouts a contractor's sign. Some of those claims are legitimate. Some aren't. Adjusters know the difference, and so should you.
What adjusters mark as functional damage: bruised or fractured shingle mats (a test square reveals soft spots that crack underfoot), granule loss exposing asphalt at impact points, broken or split ridge caps, dented or perforated metal vents, dented gutters and downspouts, damaged step or apron flashing, and broken plumbing boot collars.
What adjusters typically dismiss as cosmetic: minor granule scatter without exposure, surface marks on shingles that don't compromise the mat, dings on aluminum that don't perforate, and damage clearly predating the storm date.
We document hail claims with a methodical process: chalk-circled impacts photographed against a measuring tape, test squares on multiple slopes to establish density, attic-side inspection for any related damage, and a complete photo log organized by elevation. That documentation is what gets adjusters to write a fair scope.
If you've had a recent hail event and want an honest read on whether you have a claim worth filing — call us. We'll inspect, document, and tell you what we see before you contact your carrier.